What's New: The kids are back to school, and the holidays are fast approaching.

Welcome to the Michele Fanelli State Farm Agency in Surprise, AZ! Since 1993, my team and I have proudly served our customers in two states for over 30 years.

We offer a full range of State Farm Insurance products, including:

• Auto Insurance to protect your new or used vehicle, whether for daily commuting or vacation trips

• Home Insurance to safeguard your family’s sanctuary and possessions

• Business Insurance to help protect the hard work you have invested in your enterprise

• Renter’s Insurance to secure your space and belongings

• Life Insurance to help you prepare for the future

We proudly serve Sun City West, Sun City Grand, Surprise, Glendale, Peoria, Wittmann, Goodyear, El Mirage, and many other vibrant communities throughout Arizona. If you’re buying insurance for the first time, we’ll make the process simple, clear, and enjoyable. Our commitment doesn’t end with the sale — we look forward to building a lasting, dynamic relationship with you as your trusted Good Neighbor.

A little about me: I am a second-generation State Farm Agent, carrying forward the tradition of serving Good Neighbors that I inherited from my father. My husband, Joe, works alongside me in the office, and we have two wonderful children. Colin lives in Scottsdale with his family, and Nicole is a teacher in Valencia, Spain. In my spare time, I enjoy teaching yoga. I’m truly grateful for all the connections I have built in this community and consider it a privilege to guide you on your insurance journey.

We look forward to serving you!

Frequently Asked Questions (FAQs):

Q: How do I get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Serving Surprise and the surrounding area, Michele can help answer your questions.

Q: How quickly can car insurance coverage start?

A: Car insurance coverage can often start the same day, depending on your situation. Have questions? Michele in Surprise can walk you through your options.

Q: What are the insurance requirements on a leased car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Michele works with Surprise residents to find coverage that fits.

Q: What protections does home insurance usually provide?

A: Homeowners insurance can help protect your home, personal property, personal liability, and additional living expenses after a covered loss. Michele, your local State Farm agent in Surprise, AZ, is here to help.

Q: What is renters insurance?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. Connect with Michele for insurance guidance in Surprise.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. It can help give your loved ones financial support when they may need it most. In Surprise, you can count on Michele for personalized service.